Ira and 401(k) contribution limts for 2023

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The IRS has announced contribution limits for individual retirement accounts (IRAs) and 401(k) accounts for 2023.

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Alliant Rate Watch

We raised our rates again! Effective November 14,2022, Alliant savings accounts earn 2.50% APY.1
View current rateson deposit accountand loans

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5 tips for safe online shopping

Online shopping is convenient, but not without headaches. Scammers can use this busy shopping season to prey on unsuspecting customers. Learn ways to protect yourself.

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How to budget for Holiday Spending

Find out how to budget for holiday spending so you can find gifts for your loved ones without going overboard and negatively impacting your finances.

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Benefits of savings desite high inflation

Having a savings account despite high inflation can help you understand why it's worth continuing to save when things cost more.

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5 ways to "recession proof" your savings

Exploring how to recession-proof your savings can help you feel more prepared for an economic downturn or other situations that can impact financial stability.

Help us bridge the digital divide!

Digital Inclusion Promo - Nov 29,2022 - Together we give

Join the global generosity movement this #GivingTuesday. Alliant's digital inclusion partner – PCs for People – has successfully distributed 190,000 refurbished computers & recycled 9 million pounds of technology! They need another e-recycling truck. Will you donate just $5 to help make it happen? Help PCs for People give back to even more families in 2023!

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This message is intended for: Kevin J2WEST0N@GMAIL.COM

1. The savings dividend provides an Annual Percentage Yield (APY) of 2.50%. The APY is accurate as of the 11/08/2022 dividend declaration date. Dividends are paid on the last day of the month to accountholders who have maintained an average daily balance of $100 or more. Savings dividend may change after account is opened and is subject to change at any time. Dividend applies to Savings, Supplemental Savings, Kids Savings Accounts, UTMA Custodial Accounts, Trust Accounts, IRA. Fees may reduce earnings on the account.

APY= Annual Percentage Yield. Comparison based on Alliant Credit Union 2.50% APY as of 11/14/2022 vs. the bank national average savings rate of .05% APY as of 11/14/2022 sourced from National Association of Federal Credit Unions in cooperation with SNL Financial and Datatrac Corp.

2. APY=Annual Percentage Yield. The High Rate Checking dividend provides an Annual Percentage Yield (APY) of 0.25% APY. The APY is accurate as of the 05/23/2022 dividend declaration date. Checking dividend may change after account is opened and is subject to change at any time. There is no minimum balance requirement to open an Alliant checking account or to earn the stated APY. Checking Dividends are paid on the last day of each month to checking accountholders who have opted out of receiving paper statements (receive eStatements only) and have a recurring monthly electronic deposit to their Alliant checking account each month (e.g., a direct deposit, payroll deposit, ATM deposit, mobile check deposit or transfer from another financial institution). Otherwise, Alliant checking accounts do not earn a dividend. Alliant checking charges no monthly maintenance or service fees; however, if incurred, fees such as a stop payment fee will apply, and fees may reduce earnings on the account. Please refer to the Alliant Fee Schedule for a list of these types of fees. Account is subject to approval. We may not open checking for you if you do not meet Alliant criteria.

Comparison based on Alliant Credit Union 0.25% APY as of 06/01/2022 vs. the bank national average checking rate as of 06/01/2022 sourced from National Association of Federal Credit Unions in cooperation with SNL Financial and Datatrac Corp.

Alliant will rebate ATM fees up to $20 per month per membership account when you use your Alliant Checking Account Visa debit card to make a deposit, withdrawal, transfer or balance inquiry. The rebate does not apply to cash advances from Alliant Visa credit cards through ATMs nor to the Alliant Savings ATM Card and Visa International Service Assessment (ISA) fee, referenced as the foreign transaction fee on account statements. Not all ATMs accept deposits.

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Alliant Credit Union, Chicago, Illinois. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government – National Credit Union Administration (NCUA), a U.S. Government Agency.